Did you know that being overweight is marked abnormal by the World Health Organization? Yes. If your BMI (Body Mass Index) is equal to or more than 30, then you are officially abnormal to the eyes of the world health organization. Being excessively fat, a label of abnormal is not the only thing you have to worry about. There are health diseases, social life costs, and more big things that will need your concern. This not only includes mental problems but also high financial costs as well.

We, humans, have a habit of saving things for the future. It is not a bad trait, but sometimes we go extreme with this habit. From shopping to food and traveling. In almost everything, if there is a way to be frugal, we will take it. It’s buried deep in our bones. Now in the 21st century, we are getting more frugal than ever. But being frugal is not that bad. It has many positive sides. A frugal person can prioritize the things that matter the most and spend money on them. That doesn’t mean that you will deprive yourself of all the other things. The concept of frugality is more complicated than you think. Being frugal means you create your approach of spending smartly. You prioritize things from your perspective and decide when to spend small and when to spend big. It is an interesting lifestyle if you think about it.

Debt consolidation has the allure of simpler payment and lowers interest rates. You need to know what is debt consolidation and all the benefits and drawbacks it has before you consider consolidating. So, let’s talk about debt consolidation.

What is Debt Consolidation?

Debt consolidation is the act of taking a new loan to pay off existing debts and liabilities. It consolidates your outstanding balance from your current credit card or other financing methods. In other words, it combines multiple other debts into large debt, similar to a loan, and it generally has likable payoff terms, like a low monthly payment, low-interest rate, or a combination of both. You can use debt consolidation to pay off student loan debt, your credit card debt, and any other debts or liabilities you have. 

The Glam of owning a car

Owning a car just feels right. It is a sign of comfort and luxury for many. A car is the fastest way to get to a place, without the hustle of Uber, taxi, or public bus and trains. This all sounds like a dream to a person who doesn’t have a four-wheeled friend of their own, but we need to snap back into reality.

Welcome to adulthood! As you embark on the real world, one of the things you will probably be more excited about is ownership. What is more amazing in having your own place, right? But at around the same time, you realize that you cannot afford it. The reality of mortgage now dawns on you.

Some of you have heard of dollar cost averaging. It sounds interesting and it looks promising. If you are considering using it, keep in mind that first, you need to know all about the pros and cons of this strategy. There is no need to add you need to know what it is as well. Without further ado, let’s begin.

Financial literacy can help you maximize your income potential. It elevates your goal setting from survival to savings. And one of the core lessons you have to learn is investing.

Investing gives your cash more power by beating inflation. It also prepares you for the future – the time when your priorities shift and you want to take a rest from work.

Departures are always hard to handle, but the ones which you expect for good are even difficult to handle. What is the fear behind it? It’s an idea to live a smooth, comfortable yet luxurious life while remaining within the assigned budget. It is not easy to live both stylish yet cheap living without having to worry about breaking the set boundaries of a bank account.